Czachor, Polack + Borchardt, L.L.P.
Our office remains open, and in response to COVID-19 we offer remote consultations and virtual meetings. Please contact our office to discuss what meeting option best fits your situation. Call 920-393-3306.
  • Personal Injury
  • Bankruptcy
  • Divorce
  • Estate Planning

What happens if I'm hit by an uninsured driver?

No one wants to be in a car accident, but stress levels can mount even higher if the other driver is not insured. In Wisconsin, there is no requirement for carrying uninsured motorist coverage, but many people are not even aware of the benefits their policies provide. If you are in an accident with an uninsured motorist, you may still be able to cover the damages.

What should I do after the accident?

If you are in an accident, your first priority should always be seeking medical attention for any injuries. If everyone involved seems unharmed, try to get contact info from the other driver if possible. They may flee the scene, but try to catch their license plate number or any other info if you are able.

(Keep in mind: many car crash injuries don't show up until days after the event, so consider a doctor's visit even if you seem unharmed at first. Keep any medical records. This can help later when seeking coverage or compensation for the accident.)

Always call the police after a car crash. You will want a report on record that an accident occurred. You should also take photos of the scene and any damages to your car. Gathering witness info is important too, but police may do this while on the scene.

Should I contact my insurer about coverage?

After seeking medical help, calling the police, and gathering as much info as you can from the scene, it is important to consult a personal injury attorney about your situation. Do NOT talk to your insurance company before speaking with an attorney.

Even though you have insurance coverage to protect you in situations like this, insurance companies make their money by offering as little as they can get away with. They may not be very candid about everything your policy covers either. In most cases, insurers offer less than you deserve or they may deny your coverage completely.

Even if you don't' specifically have uninsured motorist coverage, there may be other benefits in your policy that can cover your damages. An attorney can thoroughly review your policy and help you obtain the full amount that you deserve.

What if I already talked to my insurer?

If you have already spoken to your insurance company after an accident, do not accept any offers they may have made yet. Talk to a skilled attorney and understand your options before making any decisions. It may be tempting to accept an offer right away due to the financial stress of your damages and injuries, but once you accept, you cannot receive any more coverage for that accident, even if you realize their offer does not cover all the costs that come up.

No Comments

Leave a comment
Comment Information
  • Avvo
  • Super Lawyers | Rising Stars
EMAIL US FOR A RESPONSE

Contact Us Today To Get The Help You Need

Bold labels are required.

Contact Information
disclaimer.

The use of the Internet or this form for communication with the firm or any individual member of the firm does not establish an attorney-client relationship. Confidential or time-sensitive information should not be sent through this form.

close

Privacy Policy

You have options to overcome the legal challenges you face. Call Czachor, Polack + Borchardt, L.L.P. to learn more about how we can help. Call 920-393-3306 or 888-557-7573 (toll-free).

Green Bay
107 North Broadway, Suite II
Green Bay, WI 54303

Toll Free: 888-557-7573
Phone: 920-393-3306
Fax: 920-437-1421
Map & Directions
Green Bay Law Office Map

Shawano
1488 East Green Bay Street, Suite 1
Shawano, WI 54166

Toll Free: 888-557-7573
Phone: 715-201-9782
Fax: 920-437-1421
Map & Directions
Shawano Law Office Map

Oconto
1008 Pecor Street, Suite C
Oconto, WI 54153

Toll Free: 888-557-7573
Phone: 920-393-3306
Fax: 920-437-1421
Map & Directions
Oconto Law Office Map