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Green Bay Personal Injury and Bankruptcy Blog

Understanding medical debt and bankruptcy

Medical bills are notoriously expensive and difficult to pay off. One health incident could cost thousands and thousands of dollars, and this is true even for people who have insurance. With the potential of such expenses looming, it may seem like your worst nightmare when that possibility becomes reality.

You are hardly alone, however, when it comes to facing large debts that are the result of medical expenses. According to CNBC, in fact, medical bills are the leading cause of bankruptcies in the United States. There are a few things everybody seeking relief from such debt should be aware of. If you are considering medical bankruptcy, the following three facts are important to take into consideration.

Have you considered Chapter 128 as a debt relief option?

When your debts begin to control your life, you realize something must be done to turn the problem around. Many people contemplate bankruptcy, but that may not be the solution for you.

Wisconsin offers an alternative in the form of Chapter 128. This is a debt consolidation plan that you may find suits your needs and your circumstances better than bankruptcy.

Are these myths about bankruptcy holding you back?

Bankruptcy is one of the most misunderstood areas of the law. If you are considering bankruptcy for your financial situation, you are reasonably stressed and need good information about how a bankruptcy will work for you. Do you believe these myths about bankruptcy?

Financial compensation you can seek after a car accident

One of the most overwhelming aspects of getting in a car accident is the ensuing financial consequences. It costs a significant amount of money to pay for car repairs or a new car, medical bills, increased insurance and other related expenditures that can quickly become stressful and unmanageable.

What happens if I'm hit by an uninsured driver?

No one wants to be in a car accident, but stress levels can mount even higher if the other driver is not insured. In Wisconsin, there is no requirement for carrying uninsured motorist coverage, but many people are not even aware of the benefits their policies provide. If you are in an accident with an uninsured motorist, you may still be able to cover the damages.

4 ways to avoid distractions while driving

Sometimes driving can feel like riding a bike: you just do it without having to think. However, this attitude can easily lead to you not giving your full attention to the road. Distracted driving is just as dangerous as driving while drunk or drowsy. The Governors Highway Safety Association revealed that distracted driving was responsible for at least 10 percent of fatal motor vehicle accidents in 2014.

Such fatalities are easy to prevent. Start with these four ways to reduce distractions.

Oh deer: What to do if you hit a deer in Wisconsin

After collisions with other vehicles and fixed objects, deer are the most common cause of vehicle crashes in Wisconsin. Most deer-vehicle collisions happen during October and November, so it's a good time of year to remember to be extra vigilant and cautious, especially on rural roads and at night.

No matter how careful you are, however, there's always a risk of a deer darting out in front your car before you have time to stop. In the unfortunate case of colliding with a deer, what do you do?

Attention Motorists: Beware Of Trucking Industry Dangers

You load the kids into the car. They settle into a tired peace and quiet. You and your spouse strap in for the last leg of your trip, your goal being Kansas City, or Sioux City, Iowa, or Missoula, Montana. However, behind you a sleep-deprived trucker is tearing down the highway with 80,000 pounds in his trailer. He's not trying for Kansas, Iowa, or Montana, but the state(s) beyond, and even though he should've been in bed hours ago, he's not. Not even close. You're in danger but you don't know it. There are few rules that regulate him, and there's absolutely nothing you can do. You're at the mercy of a trucking industry. Welcome to the highways of America, 21st century. Enter at your own risk.

Steer clear! Avoiding distracted drivers in Green Bay this summer

Drunk drivers aren't the only dangers on the road. Distracted drivers are a major threat to motorists. According to the U.S. Department of Transporting, in 2014 distracted drivers were responsible for 10 percent of all fatal car accidents and 18 percent of all accidents resulting in injury. When head out on Green Bay roadways this summer, are you prepared? Find out who is doing it and what you can do to stay safe.

Are distracted driving dangers higher in Wisconsin?

Just how bad is the distracted driving situation in Wisconsin? Bad. According to the Wisconsin Department of Transportation, 1 in 4 accidents in the state are due to distracted driving. This amounts to one distracted driving accident every 20 minutes.

Wisconsin is not alone. According to the Centers for Diseases Control and Prevention, 8 people are killed and 1,161 people are injured every day by distracted drivers. Distraction takes many forms. It can involve simply taking your eyes off the road, taking your hands off the wheel, using a cell phone, looking for an object in your vehicle, or even having your thoughts elsewhere.

Are drivers in Wisconsin at any greater risk? According to Distraction.gov, Wisconsin is one of a shrinking number of states who have not yet banned all handheld cell phone use.